The psychology of investing is interesting indeed, but it can also be an invaluable lesson for investors who want to improve their returns. Realizing what type of investor personality you gravitate towards could help you to make better investment choices. Consider the following – it might help you learn when to cut your losses on
Meet TFGFA Resource Thomas S Quealy Jr CEO of Nottingham Advisors
When was the last time you met a financial advisor that actually did what they promised you they would do, or who actually invested your assets in a way that was predictable and repeatable? TFG Financial Advisors would like you to meet Tom Quealy of Nottingham Advisors, one of our “behind the scenes” resources. Tom
How To Keep Sailing In A Sea of Financial Volatility
Could your investment portfolio weather a financial storm? Every investment plan encounters market volatility from time to time, no matter how well diversified. Even the experts are put to the test in turbulent times like these: tariffs, trade wars, unexpected Federal Reserve moves, fluctuations in the Dow Jones or S&P 500, a slowing global economy,
Top Ten Ways To Make Retirement Planning Less Painful
Planning for retirement can be painful – so little time, so many questions, a lack of resources, whom do you trust, etc. We’ve prepared a strategic list of things to consider that will make the job of retirement planning a bit easier whether you are in your forties or fifties: 1. Define your cash flow: Develop
Can Thirty Somethings Count on Social Security
How close are the trusts that fund Social Security to running out of money? Worries began back in the 1980s, but over time the Social Security Administration adjusted the rules and retirement ages to ensure that retirees could continue to collect their checks. But if you are only in your thirties today – what will
Fees May Be Chipping Away at Your Retirement Savings
Everybody loves a bargain, but why is it that when it comes to retirement plans not many people shop around, or take the time to ask about what they will be paying in fees? A TD Ameritrade study showed that over a third of people enrolled in a 401(k) plan thought there were no fees
Should You Be Waiting Longer to Retire
Should You Be Waiting Longer to Retire? One in five Americans 65 or over is still working – the highest percentage since the late 1960s, according to the Associated Press. Add to that the fact that the Boston Globe recently reported more people are putting off retirement until their late 60s or even sometime in
Options For Transitioning Wealth To Your Grandchild
OPTIONS FOR TRANSITIONING WEALTH TO YOUR GRANDCHILDREN Aside from a last will and testament or a trust, there are several ways to effectively transfer your wealth to your grandkids. The tax laws affecting estate planning have changed and created unique opportunities, but many of the provisions may expire in 2025. With the newly increased gift
Got Savings
Got Savings? If not, legislators want to help you build a “nest egg” and may have some retirement-policy changes headed our way in 2019. Retirement legislation has bipartisan support and could lift IRA age caps, help small employers, boost the use of annuities, and defray start-up costs for new 401(k) plans. The Senate bill, known
Making your case for a business loan
From afar, the commercial lending process may appear comical. On one side of the desk you have the lenders, who want to manage their risk by loaning money to only successful business owners. On the other side of the desk, you have the business owners — many of whom believe they can’t truly become successful
