Everybody loves a bargain, but why is it that when it comes to retirement plans not many people shop around, or take the time to ask about what they will be paying in fees? A TD Ameritrade study showed that over a third of people enrolled in a 401(k) plan thought there were no fees...
Should You Be Waiting Longer to Retire? One in five Americans 65 or over is still working – the highest percentage since the late 1960s, according to the Associated Press. Add to that the fact that the Boston Globe recently reported more people are putting off retirement until their late 60s or even sometime in...
OPTIONS FOR TRANSITIONING WEALTH TO YOUR GRANDCHILDREN Aside from a last will and testament or a trust, there are several ways to effectively transfer your wealth to your grandkids. The tax laws affecting estate planning have changed and created unique opportunities, but many of the provisions may expire in 2025. With the newly increased gift...
Got Savings? If not, legislators want to help you build a “nest egg” and may have some retirement-policy changes headed our way in 2019. Retirement legislation has bipartisan support and could lift IRA age caps, help small employers, boost the use of annuities, and defray start-up costs for new 401(k) plans. The Senate bill, known...
From afar, the commercial lending process may appear comical. On one side of the desk you have the lenders, who want to manage their risk by loaning money to only successful business owners. On the other side of the desk, you have the business owners — many of whom believe they can’t truly become successful...
