It's time to be realistic about inflation and recession and the fact that it just got harder to achieve your financial goals. The Fed raised the federal funds rate this year, taking the percentage to new highs. To compare, it was near zero at the end of last year. High prices are eating into people’s...
Portfolio rebalancing according to your age and goals is really all about asset allocation. At different stages in your life, your financial concerns shift and so you look for your investment strategy and portfolio to shift too – from growth to income – as you get older. During these uncertain economic times, with market volatility,...
"Fall Back" - but don't drop the ball! The S&P is down more than 22% since the beginning of the year, landing it definitively in bear market territory. Historically, bear markets in the U.S. occur, on average, every 4.5 to 5 years, and while they are terrifying, they don’t last forever. In fact, the market...
Almost 900,000 Americans currently reside in Canada. Americans moving out of the U.S. to countries like Canada are still required to file U.S. tax returns in addition to various other disclosures, forms and treaty elections each year. Whether it's Canadians returning to Canada after residing in the U.S. for a number of years, or simply...
The age when you first start getting Social Security payments is one of the most important decisions you'll make that affects the size of your checks. Social Security offers a guaranteed income throughout retirement, yet many Americans are uncertain about how to incorporate it into a retirement income plan. Most folks don’t know at what...
